Last updated: 1 January 2026
Terms & Conditions
These terms govern the use of the website and services of the Ledgeranta platform operated by Ledgeranta s. r. o.
1. Introductory provisions
The Ledgeranta platform is a digital real estate crowdfunding service, operated in accordance with Regulation (EU) 2020/1503 on European Crowdfunding Service Providers (ECSP) and Slovak law.
2. Definitions
“Platform” means the website ledgeranta.com and related applications. “User” means any natural or legal person who visits or uses the platform. “Investor” means a user who has passed verification and invested in a project.
3. Registration and verification
Successful identity verification (KYC) under Slovak Act No. 297/2008 Coll. on protection against the legalisation of proceeds from criminal activity is required before investing. We reserve the right to refuse registration without giving a reason.
4. Investment risks
Investing in real estate crowdfunding involves the risk of partial or total loss of invested funds. Investments are not covered by the Deposit Protection Fund. Before investing, carefully review the Key Information for Investors (KIIS) for the specific project.
5. Fees
The current fee structure is always published in the “Pricing” section and transparently communicated before every investment. For investors, the platform is free in most projects — fees are paid by the target company (developer).
6. Complaints
You can submit complaints to support@ledgeranta.com. We process them within 30 days. In case of dissatisfaction, you may contact the National Bank of Slovakia or resolve the dispute out of court via the European Commission ODR platform.
7. Intellectual property
All content of the platform (texts, graphics, code, trademarks) is protected by copyright and belongs to Ledgeranta s. r. o. or its licensing partners. Any copying or distribution without consent is prohibited.
8. Governing law
These terms are governed by Slovak law. Any disputes will be resolved by the competent courts in Bratislava.